People preparing to borrow or lend a car in the UK

About the site

Useful answers before somebody borrows a car

BorrowACar.co.uk is an independent information and referral website owned by Prudent Plus Limited.

Why the site exists

Borrowing a car often begins with a simple arrangement between relatives, friends or partners. The insurance position is less simple. Permission from the owner does not make the driver insured, and a comprehensive policy does not necessarily let its policyholder drive every other car.

We publish practical explanations of the points people need to check before a loan. We do not issue insurance, advise which policy is personally suitable or handle claims.

How the site is funded

Some pages link to Safely Insured, where visitors can compare short-term policies. If you follow one of these links and buy insurance, Prudent Plus Limited may receive commission. This does not add to your premium. The commercial relationship does not change the questions you should ask: read the policy, check eligibility and make sure it fits the driver, car and journey.

Corrections

Insurance terms and motoring rules can change. We check our main guidance, but the current policy documents and official government information take priority. If you notice something that needs correcting, please use the contact page.