:root{--ink:#102a43;--blue:#173f5f;--orange:#e85d3f;--orange-dark:#c9482e;--sky:#eaf3f7;--pale:#f4f7f8;--white:#fff;--line:#d7e0e5;--muted:#516575;--max:1160px;--serif:Georgia,'Times New Roman',serif;--sans:Arial,Helvetica,sans-serif}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font:18px/1.65 var(--sans);background:#fff}a{color:inherit}img{display:block;max-width:100%}.container{width:min(var(--max),calc(100% - 40px));margin-inline:auto}.skip{position:absolute;left:-999px;top:8px;background:#fff;padding:10px;z-index:999}.skip:focus{left:8px}.sr-only{position:absolute;clip:rect(0 0 0 0);clip-path:inset(50%);height:1px;width:1px;overflow:hidden}
.site-header{height:78px;background:#fff;border-bottom:1px solid rgba(16,42,67,.1);position:relative;z-index:50}.nav-wrap{width:min(var(--max),calc(100% - 40px));height:100%;margin:auto;display:flex;align-items:center;justify-content:space-between;gap:30px}.brand{display:flex;align-items:center;gap:11px;text-decoration:none;font:700 1.28rem/1 var(--serif);letter-spacing:-.02em}.brand>span:last-child>span{color:var(--orange)}.brand-mark{display:grid;place-items:center;width:38px;height:38px;background:var(--orange);color:#fff;border-radius:9px;font:700 1.25rem var(--serif);transform:rotate(-3deg)}nav{display:flex;align-items:center;gap:27px}nav a{text-decoration:none;font-size:.92rem;font-weight:700}nav a:hover{color:var(--orange)}.nav-quote{border:2px solid var(--orange);padding:9px 14px;border-radius:4px}.menu-button{display:none;background:none;border:0;padding:10px}.menu-button span:not(.sr-only){display:block;width:26px;height:2px;background:var(--ink);margin:5px}
.home-hero,.inner-hero{position:relative;isolation:isolate;overflow:hidden}.home-hero{min-height:650px;display:flex;align-items:center}.home-hero>img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center}.hero-shade{position:absolute;inset:0;background:linear-gradient(90deg,rgba(7,27,43,.9) 0%,rgba(7,27,43,.72) 34%,rgba(7,27,43,.12) 62%,rgba(7,27,43,0) 78%);z-index:1}.home-hero-copy{position:relative;z-index:2;width:min(var(--max),calc(100% - 40px));margin:auto;color:#fff}.home-hero-copy>*{max-width:610px}.eyebrow{text-transform:uppercase;letter-spacing:.13em;font-size:.76rem;font-weight:800;color:var(--orange);margin:0 0 13px}.home-hero-copy .eyebrow,.inner-hero .eyebrow{color:#ffb6a5}.home-hero h1{font:700 clamp(3.15rem,7vw,6.7rem)/.92 var(--serif);letter-spacing:-.055em;margin:0 0 24px;max-width:720px}.home-hero-copy>p:not(.eyebrow){font-size:1.22rem;line-height:1.55;max-width:540px}.hero-actions{display:flex;align-items:center;gap:26px;margin-top:30px;flex-wrap:wrap}.button{display:inline-flex;justify-content:center;align-items:center;gap:20px;background:var(--orange);color:#fff;text-decoration:none;font-weight:800;padding:14px 20px;border-radius:4px;line-height:1.2}.button:hover{background:var(--orange-dark)}.text-link{font-weight:800;text-decoration:none;border-bottom:2px solid var(--orange);padding-bottom:3px}.text-link span{margin-left:6px}.light{color:#fff}.quick-strip{background:var(--ink);color:#fff;display:grid;grid-template-columns:repeat(3,1fr);padding:0 max(20px,calc((100% - var(--max))/2))}.quick-strip>div{padding:23px 28px;border-right:1px solid rgba(255,255,255,.18)}.quick-strip>div:last-child{border:0}.quick-strip strong{display:block;color:#ffb6a5;font-size:.75rem;text-transform:uppercase;letter-spacing:.1em}.quick-strip span{font-size:.92rem}
.intro{display:grid;grid-template-columns:.9fr 1.1fr;gap:80px;padding-block:105px}.intro h2,.scenario-section h2,.owner-section h2,.plain-help h2,.related h2{font:700 clamp(2.2rem,4vw,3.6rem)/1.05 var(--serif);letter-spacing:-.035em;margin:0}.intro>div:last-child{font-size:1.07rem}.scenario-section{background:var(--sky);padding:90px 0}.card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:42px}.guide-card{display:flex;flex-direction:column;min-height:300px;background:#fff;padding:27px;text-decoration:none;border-top:4px solid transparent;box-shadow:0 3px 14px rgba(16,42,67,.06);transition:.2s ease}.guide-card:hover{border-top-color:var(--orange);transform:translateY(-3px);box-shadow:0 8px 24px rgba(16,42,67,.12)}.card-index{font-size:.74rem;font-weight:800;color:var(--orange);letter-spacing:.12em}.guide-card h2,.guide-card h3{font:700 1.45rem/1.16 var(--serif);margin:25px 0 12px}.guide-card p{font-size:.92rem;color:var(--muted);line-height:1.55;margin:0 0 22px}.card-arrow{margin-top:auto;font-weight:800;font-size:.86rem}.owner-section{display:grid;grid-template-columns:1fr 1fr;gap:80px;padding-block:105px;align-items:center}.owner-copy p:not(.eyebrow){margin:24px 0 30px}.button-dark{background:var(--ink)}.button-dark:hover{background:var(--blue)}.check-panel{background:var(--ink);color:#fff;padding:38px}.check-panel h3{font:700 1.65rem var(--serif);margin-top:0}.check-panel ul{list-style:none;padding:0;margin:0}.check-panel li{display:flex;gap:16px;padding:16px 0;border-top:1px solid rgba(255,255,255,.17)}.check-panel li span{color:#ffb6a5;font-weight:800}.cta{margin-block:30px 100px;background:var(--orange);color:#fff;padding:40px 45px;display:flex;align-items:center;justify-content:space-between;gap:35px}.cta .eyebrow{color:#fff}.cta h2{font:700 2rem/1.1 var(--serif);margin:0 0 9px}.cta p{margin:0;max-width:700px}.cta .button{background:var(--ink);white-space:nowrap}.plain-help{background:var(--pale);padding:90px 0}.faq-list{margin-top:35px;max-width:900px}.faq-list details{border-top:1px solid var(--line);padding:20px 0}.faq-list summary{cursor:pointer;font:700 1.15rem var(--serif)}.faq-list details p{color:var(--muted);max-width:760px}
.inner-hero{min-height:400px;background:var(--ink) url('borrowacar-hero.webp') center 43%/cover no-repeat;display:flex;align-items:end}.inner-hero .hero-shade{background:linear-gradient(90deg,rgba(7,27,43,.96) 0%,rgba(7,27,43,.8) 50%,rgba(7,27,43,.28) 100%)}.inner-hero-copy{position:relative;z-index:2;color:#fff;width:min(var(--max),calc(100% - 40px));margin:0 auto 56px}.inner-hero h1{font:700 clamp(2.55rem,5vw,4.7rem)/1 var(--serif);letter-spacing:-.045em;max-width:830px;margin:0 0 17px}.inner-hero-copy>p:last-child{max-width:760px;margin:0;font-size:1.08rem}.breadcrumbs{width:min(var(--max),calc(100% - 40px));margin:18px auto 0;font-size:.78rem;color:var(--muted);display:flex;flex-wrap:wrap;gap:8px}.breadcrumbs a{text-decoration:none}.breadcrumbs a:hover{text-decoration:underline}article>section{padding:62px 20px}article>section.tinted{background:var(--pale)}.article-section{width:min(880px,100%);margin:auto;display:grid;grid-template-columns:55px 1fr;gap:24px}.section-number{font-size:.72rem;font-weight:800;letter-spacing:.1em;color:var(--orange);padding-top:8px}.article-section h2{font:700 clamp(1.75rem,3vw,2.45rem)/1.15 var(--serif);margin:0 0 20px;letter-spacing:-.025em}.article-section p{margin:0 0 18px}.article-section li{margin:.55em 0}.related{background:var(--sky);padding:70px 0}.related-links{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:#c9d9e1;margin-top:32px}.related-links a{background:#fff;padding:23px;text-decoration:none;font-weight:800;display:flex;justify-content:space-between}.related-links a:hover{color:var(--orange)}
.page-title{padding-block:85px 52px;max-width:900px;margin-left:max(20px,calc((100% - var(--max))/2))}.page-title h1{font:700 clamp(2.7rem,6vw,5.5rem)/.98 var(--serif);letter-spacing:-.045em;margin:0 0 22px}.page-title>p:last-child{font-size:1.12rem;max-width:740px;color:var(--muted)}.guide-index{padding-bottom:80px}.guide-index .card-grid{margin-top:0}.guide-index .guide-card{background:var(--pale)}.prose{max-width:850px;padding-bottom:90px}.prose h2{font:700 2rem var(--serif);margin:55px 0 13px}.prose h2:first-child{margin-top:0}.prose a{color:var(--blue);font-weight:700}.contact-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;padding-bottom:100px}.contact-grid>div{background:var(--pale);padding:30px}.contact-grid h2{font:700 1.55rem var(--serif);margin-top:0}.sitemap-list{padding-bottom:100px;columns:2}.sitemap-list h2{font:700 1.6rem var(--serif);break-after:avoid}.sitemap-list li{margin:.6em 0}.sitemap-list a{color:var(--blue)}
footer{background:#091d2c;color:#dfe9ef;padding:62px 20px 25px}.footer-grid{width:min(var(--max),100%);margin:auto;display:grid;grid-template-columns:1.3fr .8fr 1fr;gap:70px}.brand-footer{color:#fff}.footer-grid h2{font:700 1.08rem var(--serif);color:#fff;margin-top:0}.footer-grid p{max-width:360px;font-size:.9rem;color:#afc1cd}.footer-grid>div>a:not(.brand){display:block;color:#dfe9ef;text-decoration:none;font-size:.85rem;margin:.55em 0}.footer-grid a:hover{color:#ffb6a5}.legal{width:min(var(--max),100%);margin:40px auto 0;border-top:1px solid rgba(255,255,255,.15);padding-top:25px}.legal p{font-size:.72rem;line-height:1.55;color:#afc1cd;margin:.6em 0}
@media(max-width:850px){body{font-size:17px}.site-header{height:68px}.menu-button{display:block}nav{display:none;position:absolute;top:68px;left:0;right:0;background:#fff;padding:20px;box-shadow:0 10px 20px rgba(0,0,0,.12);flex-direction:column;align-items:stretch;gap:0}nav.open{display:flex}nav a{padding:12px}.home-hero{min-height:600px}.home-hero>img{object-position:62% center}.hero-shade{background:linear-gradient(90deg,rgba(7,27,43,.92),rgba(7,27,43,.62))}.home-hero h1{font-size:clamp(3rem,15vw,5rem)}.quick-strip{grid-template-columns:1fr}.quick-strip>div{border-right:0;border-bottom:1px solid rgba(255,255,255,.15);padding:16px 20px}.intro,.owner-section{grid-template-columns:1fr;gap:30px;padding-block:70px}.card-grid{grid-template-columns:repeat(2,1fr)}.cta{align-items:flex-start;flex-direction:column;margin-bottom:70px}.contact-grid{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr 1fr}.footer-grid>div:first-child{grid-column:1/-1}.related-links{grid-template-columns:1fr}.sitemap-list{columns:1}}
@media(max-width:560px){.container,.nav-wrap,.home-hero-copy,.inner-hero-copy,.breadcrumbs{width:min(100% - 28px,var(--max))}.brand{font-size:1.1rem}.brand-mark{width:34px;height:34px}.home-hero{min-height:570px;align-items:end;padding-bottom:52px}.home-hero>img{object-position:67% center}.hero-shade{background:linear-gradient(0deg,rgba(7,27,43,.96) 0%,rgba(7,27,43,.68) 64%,rgba(7,27,43,.18) 100%)}.home-hero h1{font-size:3.35rem}.home-hero-copy>p:not(.eyebrow){font-size:1.05rem}.hero-actions{align-items:flex-start;flex-direction:column;gap:20px}.intro{gap:20px}.card-grid{grid-template-columns:1fr}.guide-card{min-height:250px}.owner-section{padding-block:70px}.check-panel{padding:26px 21px}.cta{padding:30px 24px;margin-block:25px 65px}.cta .button{white-space:normal}.inner-hero{min-height:410px;background-position:64% 45%}.inner-hero-copy{margin-bottom:40px}.breadcrumbs{font-size:.72rem}.article-section{grid-template-columns:1fr;gap:0}.section-number{margin:0}.article-section h2{margin-top:5px}.page-title{padding-block:60px 35px;margin-left:14px}.page-title h1{font-size:3rem}.footer-grid{grid-template-columns:1fr;gap:34px}.footer-grid>div:first-child{grid-column:auto}}
@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important}}

/* Compact, easy-to-read sans-serif heading scale */
h1,h2{font-family:var(--sans)!important}
.home-hero h1{font-size:clamp(2.8rem,5vw,4.8rem);line-height:1;letter-spacing:-.045em}
.inner-hero h1{font-size:clamp(2.15rem,4vw,3.45rem);line-height:1.06;letter-spacing:-.035em}
.page-title h1{font-size:clamp(2.2rem,4vw,3.65rem);line-height:1.06;letter-spacing:-.035em}
.intro h2,.scenario-section h2,.owner-section h2,.plain-help h2,.related h2{font-size:clamp(1.8rem,3vw,2.65rem);line-height:1.14}
.article-section h2{font-size:clamp(1.5rem,2.4vw,2rem);line-height:1.22}
.guide-card h2{font-size:1.3rem;line-height:1.2}
.cta h2{font-size:1.7rem;line-height:1.17}
.prose h2{font-size:1.7rem;line-height:1.22}
.contact-grid h2,.sitemap-list h2{font-size:1.35rem;line-height:1.22}
.footer-grid h2{font-size:1rem}
.page-image{width:100%;height:330px;overflow:hidden;background:var(--ink)}
.page-image img{width:100%;height:100%;object-fit:cover;object-position:center}
.inner-hero>img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center 43%}
@media(max-width:560px){
  .home-hero h1{font-size:2.75rem}
  .inner-hero h1,.page-title h1{font-size:2.15rem}
  .page-image{height:230px}
  .inner-hero>img{object-position:64% 45%}
}